.study-finance {
    width: 100%;
    padding: 60px 20px;
    box-sizing: border-box;
  }
  
  .study-finance__inner {
    max-width: 980px;
    margin: 0 auto;
  }
  
  .study-finance__header {
    text-align: center;
    max-width: 720px;
    margin: 0 auto 34px;
  }
  
  .study-finance__eyebrow {
    display: inline-block;
    margin: 0 0 10px;
    color: rgb(255 255 255 / 90%);
    background: #1A1D56;
    padding: 3px 10px;
    border-radius: 20px;
    font-size: 14px;
    font-weight: 700;
    letter-spacing: .04em;
    text-transform: uppercase;
  }
  
  .study-finance__title {
    margin: 0;
    color: #1A1D56;
    font-size: clamp(30px, 4vw, 46px);
    line-height: 1.12;
    font-weight: 800;
  }
  
  .study-finance__text {
    max-width: 620px;
    margin: 18px auto 0;
    color: #333;
    font-size: 18px;
    line-height: 1.55;
  }
  
  .study-finance__steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 14px;
    margin: 0 auto 32px;
  }
  
  .study-finance__step {
    background: #f8f9fc;
    border-radius: 22px;
    padding: 22px 18px;
    box-sizing: border-box;
  }
  
  .study-finance__number {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 34px;
    height: 34px;
    margin: 0 0 16px;
    border-radius: 50%;
    background: #1A1D56;
    color: #fff;
    font-size: 15px;
    font-weight: 800;
  }
  
  .study-finance__step h3 {
    margin: 0 0 6px;
    color: #111;
    font-size: 18px;
    line-height: 1.25;
  }
  
  .study-finance__step p {
    margin: 0;
    color: #555;
    font-size: 14px;
    line-height: 1.45;
  }
  
  .study-finance__calculator {
    position: relative;
    overflow: hidden;
    border-radius: 32px;
    background: linear-gradient(
      135deg,
      #1A1D56 0%,
      #5230E8 55%,
      #CF94FF 100%
    );
    box-shadow: 0 24px 60px rgba(19, 68, 134, .18);
  }
  
  .study-finance__calculator::before {
    content: "";
    position: absolute;
    inset: -1px;
    background:
      radial-gradient(circle at top right, rgba(176, 222, 242, .35), transparent 35%),
      radial-gradient(circle at bottom left, rgba(255, 255, 255, .08), transparent 30%);
    pointer-events: none;
  }
  
  .study-finance__calculator-header {
    position: relative;
    z-index: 2;
    padding: 34px 28px 22px;
    text-align: center;
  }
  
  .study-finance__logo {
    display: block;
    height: 42px;
    width: auto;
    margin: 0 auto 18px;
    opacity: .95;
  }
  
  .study-finance__calculator-header h3 {
    margin: 0;
    color: #fff;
    font-size: 28px;
    line-height: 1.2;
    font-weight: 800;
  }
  
  .study-finance__calculator-header p {
    margin: 10px auto 0;
    max-width: 520px;
    color: rgba(255, 255, 255, .78);
    font-size: 16px;
    line-height: 1.5;
  }
  
  .study-finance__iframe-wrap {
    position: relative;
    z-index: 2;
    margin: 0 20px 20px;
    min-height: 520px;
    border-radius: 24px;
    overflow: hidden;
    background: linear-gradient(180deg, #f8f9fc 0%, #eef2f7 100%);
    border: 1px solid rgba(255, 255, 255, .18);
    box-shadow:
      inset 0 1px 0 rgba(255, 255, 255, .5),
      0 10px 30px rgba(0, 0, 0, .08);
  }
  
  .study-finance__iframe-wrap iframe {
    display: block;
    width: 100%;
    min-height: 520px;
    border: 0;
    background: transparent;
  }
  
  .study-finance__loader {
    position: absolute;
    inset: 0;
    z-index: 3;
    display: grid;
    place-items: center;
    background: linear-gradient(180deg, #f8f9fc 0%, #eef2f7 100%);
    color: #1A1D56;
    font-size: 16px;
    font-weight: 700;
    transition: opacity .25s ease, visibility .25s ease;
  }
  
  .study-finance__iframe-wrap.is-loaded .study-finance__loader {
    opacity: 0;
    visibility: hidden;
  }
  
  @media (max-width: 900px) {
    .study-finance__steps {
      grid-template-columns: repeat(2, 1fr);
    }
  }
  
  @media (max-width: 560px) {
    .study-finance {
      padding: 44px 16px;
    }
  
    .study-finance__steps {
      grid-template-columns: 1fr;
    }
  
    .study-finance__step {
      display: flex;
      gap: 14px;
      padding: 18px;
    }
  
    .study-finance__number {
      flex: 0 0 34px;
      margin: 0;
    }
  
    .study-finance__calculator {
      border-radius: 24px;
    }
  
    .study-finance__calculator-header {
      padding: 28px 18px 20px;
    }
  
    .study-finance__calculator-header h3 {
      font-size: 24px;
    }
  
    .study-finance__iframe-wrap {
      margin: 0 12px 12px;
      border-radius: 20px;
    }
  
    .study-finance__iframe-wrap,
    .study-finance__iframe-wrap iframe {
      min-height: 560px;
    }
  }